CPA 005 explained: the standard behind every Canadian EFT file
CPA 005 is the Payments Canada standard that defines the layout of every EFT 1464 file. Here is what it specifies, who must follow it and how banks validate it.
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Compliance
Plain-language guides on EFT 1464 files, CPA 005 compliance and paying vendors from Zoho Books.
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What is an EFT 1464 file? A plain-language guide for Canadian businesses
An EFT 1464 file is the fixed-width payment file Canadian banks accept for electronic funds transfers. Here is what it contains and how it is built.
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Zefty turns your unpaid Zoho Books bills into a CPA 005-compliant EFT 1464 file your bank accepts, then records the payment back in Zoho Books.