Automate the generation of vendor payment files with Zefty Logo

Zefty is Canada's first platform fully integrated with Zoho Books, designed to simplify your financial management by eliminating manual tasks and the risk of errors associated with the entry of bank files.

Zefty on a mobile phone: bills ready to pay

Fully Integrated with Zoho

Seamless connection to Zoho tools for all your financial needs.

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The only Canadian CPA 005-compliant EFT payment solution specifically for Zoho Books.

Zefty is Canada's exclusive payment platform for generating Electronic Fund Transfer (EFT 1464) files that meet strict CPA 005 compliance standards. Seamlessly integrated with Zoho Books, our solution automates payment processing for Canadian businesses while ensuring complete regulatory compliance.

Say goodbye to manual payment files and compliance headaches – Zefty handles it all, letting you focus on growing your business instead of wrestling with payment regulations.

Seamless Integration

Syncs with Zoho Books

Connect Zoho Books in minutes and automatically sync vendor payments, bills, and financial data. No manual entry or duplicate work – just real-time synchronization that keeps your payment workflow efficient.

Integrated Platform

Regulatory Compliance

Every payment file meets Canada's EFT 1464 and CPA 005 standards. Zefty automatically formats and validates files, eliminating errors and ensuring acceptance by all financial institutions.

Data-Driven Insights

Universal Bank Compatibility

Works seamlessly with RBC, TD, Scotiabank, BMO, CIBC, and all major Canadian institutions. Our platform ensures smooth payment processing regardless of your bank.

Error Management

Insightful Reporting

Track payment trends and transaction volumes with our comprehensive analytics dashboard. Get real-time visibility into your operations and make data-driven decisions to optimize cash flow.

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Why Zefty Logo Makes Payment Management Easy

Zefty transforms complex payment processing into a simple, automated workflow. Instead of manually creating EFT files, double-checking compliance requirements, and managing multiple bank formats, you simply approve payments in Zoho Books and let Zefty handle the rest.

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Create an account

Sign up in under 60 seconds with just your email and company information.

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Enter Your Bank Information

Input the emitter details provided by your bank – we'll guide you through each field.

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Connect Zoho Books

Link your Zoho Books account with one click and start generating compliant EFT files immediately.

Start processing compliant payments today!

Join the growing number of Canadian businesses that trust Zefty for their EFT payment needs.

Discover the platform today!

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Join our growing community of businesses using solutions compliant with all major Canadian banks

Trusted by Businesses Like yours

Don’t just take our word for it—hear from businesses like yours who have transformed their payment operations with Zefty.

As the only CPA 005-compliant solution in Canada, Zefty was exactly what we needed. Our bank rejected our old payment files constantly, costing us late fees and vendor frustration. Since switching to Zefty six months ago, we haven't had a single rejection. The support team is fantastic too – truly Canadian service!

Michel Tremblay

Owner

Tremblay Construction inc.

Before Zefty, we spent hours every week manually creating EFT files and double-checking compliance. Now it's completely automated. What used to take 3 hours now takes 3 minutes. The CPA 005 compliance guarantee gives us peace of mind, and the Zoho Books integration is flawless. Best investment we've made this year.

Sarah Chen

CFO

TechVenture Solutions

Zefty transformed our payment process. We process over 200 vendor payments monthly, and the time savings are incredible. The analytics dashboard helps us track payment patterns and manage cash flow better.

Jennifer Ross

Accounting Manager

GreenLeaf Distributors

I was skeptical about trusting our payments to a new platform, but Zefty's security and compliance standards exceeded expectations. The setup took literally 5 minutes, and their support team walked me through everything. Three months in, we're saving 15 hours per month on payment processing. Absolutely recommend!

Amanda Leblanc

Controller

Prairie Logistics Inc.

Finally, a payment solution built for Canadian businesses! Zefty understands our banking system and compliance requirements. The automatic sync with Zoho Books eliminates duplicate work, and the reports give us insights we never had before. If you're still creating EFT files manually, you're wasting valuable time.

Robert MacDonald

President

Atlantic Wholesale Supply

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Got Questions?
We got Answers!

Got questions about how Zefty can simplify your transactions? We’ve got the answers! Here are some common questions to help you get started.

Your question isn’t here? Contact us!

Absolutely. Zefty uses bank-level 256-bit encryption for all data transmission and storage. We're SOC 2 compliant and never store your actual banking credentials – we use secure tokens for all connections.

Our system is built from the ground up to meet every CPA 005 requirement. Each file is automatically formatted, validated, and tested against the official specifications before generation, ensuring 100% compliance with Canadian banking standards.

Setup takes less than 5 minutes – no IT team required. Once connected to Zoho Books, generating payment files is as simple as clicking "Generate EFT." Our interface is designed for accounting professionals, not programmers.

Zefty supports all major Canadian financial institutions including RBC, TD, BMO, Scotiabank, CIBC, National Bank, Desjardins, and most credit unions that accept EFT 1464 files.

Our Canadian-based support team is available via email and chat during business hours. Premium plan customers receive priority support with guaranteed 2-hour response times and dedicated account management.

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Simple Plans,
Powerful Features

Choose the plan that fits your business needs. All plans include full CPA 005 compliance, automatic updates, and secure cloud storage.

Starter Plan

Perfect for small businesses and solo entrepreneurs

  • 1 user account included
  • Basic email support
  • All core features and compliance tools
  • Automatic software updates
  • Secure cloud backup

$29

per month

Team Plan

Scale as your team grows

  • All Starter Plan features
  • Add unlimited team members
  • Multi-Tenant
  • Audit trail and activity logs
  • Email support
  • $14 per additional user

$43

per month

Premium Plan

Enterprise-ready with unlimited everything

  • Unlimited users
  • Unlimited EFT transactions
  • Priority phone and email support
  • Custom training sessions
  • 99.9% uptime SLA guarantee

$299

per month

Ready to get started? Click the button below to create your account and start using Zefty!

Let’s Get
in Touch!

Have questions or ready to get started? Our team is here to help you!